Credit debt woes have been plaguing us for the longest time. Is it possible to manage debt? How can we make our credit work for us?
First, we need to understand what credit is about. Whenever you borrow money from a financial institution – banks, credit cards, among others – you need to pay it back at a particular time and with the corresponding fees and interest.
Getting into credit debt is not necessarily bad. If handled properly, credit cards can help you pay for your needs for an extended time without interest and fees. Here are some tips that can help you start taking advantage of your credit:
Credit cards also offer a buy now, pay later scheme depending on the season that sometimes goes with zero interest on the items you buy. You don’t have to be afraid of credit debt as long as you use your cards responsibly.
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